Because someone has dental insurance does not mean they are fully covered. My boys had just gotten their 2nd cleaning for the year when we found out our 4-year-old had 2 cavities. They asked me to bring him back and my copay would be $24.00 to cover the visit. While drilling they noticed 2 more cavities forming behind the original 2... So, we said go ahead and fix those as well. I'm thinking to myself since it was $24.00 for 2 cavities I'll just have to pay $48.00 total. No biggie! After we are done I went to the front desk to pay and I was given a total of $313.50!!!! Turns out he had exceeded his $500.00 yearly limit on our dental insurance, after his 2nd filled cavity. I asked the front desk to give me a price with my AmeriPlan® card on the 2 cavities not covered. She said they had already given me the discount that the insurance gives AFTER maximum has been met! I asked her to humor me and give me my AmeriPlan® price! So, she did and it turned out I ONLY paid $200.50 vs the $313.50! I saved $113.50 by using our AmeriPlan® card at a Pediatric Dentist that says they only give us a 20% discount! My discount was more than that! |
